PFJM Law Firm

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PFJM Law

Business and Real Estate Law – Springfield

Business Llaw

Jim Fosard has a long and proven record of handling:

  • real estate law
  • insurance claims
  • business collections
  • general civil trial practice
  • real estate law matters
  • mechanic’s lien
  • litigation
  • construction litigation
  • foreclosures
  • tax sales
  • title law
  • nuisance litigation
  • real estate transactions
  • limited liability companies

If you are a construction contractor or subcontractor, he can assist you in setting up your business practices to protect and enforce your lien rights in the event you do not get paid.

Jim also handles foreclosures of mortgages in default.  Mr. Fossard also handles business collection matters.



Family Law

Family Law

Put Pratt, Fossard & Jensen’s years of experience in Family Law to use in assisting you in your divorcemodification of your divorcechild support mattercustody matteradoptionguardianship, or Family Law appeal.  The attorneys at Pratt, Fossard & Jensen can help you with enforcement of your judgment as well, including when the other party is not complying with a distribution of propertypayment of debt , or payment of child support.

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Property and Debt

A common myth exists that each asset and each debt is divided in half.  In actuality, when property and debts are divided the marital estate as a whole is examined first, rather than dividing each individual piece of property and each debt.

Property and Debt

This is like filling out a Financial Statement for a bank loan. You list everything you own and how much it is worth and then you list all of your debts and how much is owed. The difference between these two numbers is the net marital estate.  Then each piece of property and each debt is assigned to one of the parties to try to make sure each gets approximately the same amount of the net marital estate.

For example:

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What documents are needed to start a foreclosure action?

To initiate the foreclosure process, we would need for the lender to provide the following documents:

  • Promissory Note – Original or Copy
  • Deed of Trust – Original or Copy
  • Name and address of the note debtor
  • Account status information with the date of default and current payoff information
  • Written authorization to proceed with foreclosure

Foreclosure

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At what age can my children decide who they want to live with?

A common misconception is that there is a magic age when children can simply tell a judge they want to live with one parent over the other, and that is the end of the case.  This is not true.  A child’s wishes as to who her custodian would be is one of eight factors a court must consider in making a custody decision.  A custody order must be in the child’s best interest.  What a child wishes may be contrary to that child’s best interest.  A Parenting Plan is not required for children 18 and over, so it could be said that the answer to this question is 18.

what age can my children decide who they want to live with

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What time limits do I have for filing a mechanic’s lien?

You have six months to file a mechanic’s lien from the last date you did any work on the project, or provided the materials.

If you are a subcontractor or material provider, you must personally deliver a notice to the owner of the property at least 10 days before you file your lien of your intent to file the lien if you are not paid.

This is very important.

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